Looking for the best way to save while you spend? In 2025, cashback credit cards are a smart choice for anyone who wants to earn rewards on everyday purchases like groceries, fuel, travel, or online shopping.
We’ve compiled a list of the top 5 credit cards with the best cashback rewards in 2025, whether you’re a frequent traveler, online shopper, or just looking to maximize your spending.
1. American Express Blue Cash Preferred® Card
Best for: Groceries & streaming services
Cashback Rewards:
6% cashback at U.S. supermarkets (up to $6,000/year)
6% on select streaming services
3% on transit and fuel
1% on all other purchases
Annual Fee: $95 (but worth it for high spenders)
Why it stands out: One of the highest grocery cashback rates on the market.
2. Chase Freedom Unlimited®
Best for: All-round everyday spending
Cashback Rewards:
5% on travel booked through Chase
3% on dining and drugstores
1.5% on all other purchases
Annual Fee: $0
Why it stands out: No cap on 1.5% rewards and a strong welcome bonus for new users.
3. Citi Custom Cash℠ Card
Best for: Flexible category cashback
Cashback Rewards:
5% cashback on your top spending category each month (up to $500/month)
1% on all other purchases
Annual Fee: $0
Why it stands out: Automatically adjusts rewards to your spending habits, perfect for unpredictable spenders.
4. Capital One SavorOne Cash Rewards Credit Card
Best for: Entertainment & dining
Cashback Rewards:
3% cashback on dining, entertainment, streaming, and grocery stores
1% on everything else
Annual Fee: $0
Why it stands out: Ideal for foodies, movie lovers, and event-goers.
5. Discover it® Cash Back
Best for: Rotating categories
Cashback Rewards:
5% cashback on rotating categories each quarter (up to $1,500 in purchases)
1% on all other purchases
Annual Fee: $0
Bonus: First-year cashback match – Discover doubles all your cashback after 12 months.
Why it stands out: Great starter card with generous year-end bonus.
Tips to Maximize Cashback Rewards in 2025
Pay full balance monthly to avoid interest
Use the right card for each purchase category
Track reward caps and expiration dates
Combine with store discounts or loyalty points
Cashback credit cards can help you earn while you spend, as long as you use them responsibly. Whether you want simple flat-rate rewards or targeted bonuses, these top 5 cashback cards in 2025 offer real value for your money.
Compare, apply, and start earning today.
